Cost & Aid — US US students, 2019-20 This program is generally three years in length. The tuition listed here is for one academic year (two semesters) online for the 2019-20 year only. Students are responsible for travel, accommodation, and meals for two five-day residencies each year at our Fairfield, Iowa campus. Annual Cost of Attendance and Typical Financial Aid Tuition$6,600 Low interest federal loans-$6,600 Your payment$0 Optional: additional low-interest federal loans*-$10,000 Required Residencies: two five-day residencies each year will be held at out our Fairfield, Iowa campus. Students are responsible for travel, accommodation, and meals. *Personal expenses: $10,000 in federal student loans is generally available to contribute to personal expenses and transportation. Education Tax Incentives: There are a variety of money-saving tax benefits available to taxpayers that may help reduce the overall cost of a college education. More about education tax incentives Repayment of federal student loans Repayment begins after your enrollment ends. Repayment Options The repayment choices on federal student loans include the following: Standard Payments are a fixed amount that ensures your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans). Extended Payments may be fixed or graduated and will ensure that your loans are paid off within 25 years. Graduated Payments are lower at first and then increase, usually every two years, and are for an amount that will ensure your loans are paid off within 10 years (within 10 to 30 years for Consolidation Loans). Income-Based Your monthly payments will be either 10 or 15 percent of discretionary income (depending on when you received your first loans), but never more than you would have paid under the 10-year Standard Repayment Plan. Income Contingent Payments are recalculated each year and are based on your updated income, family size, and the total amount of your Direct Loans. Any outstanding balance will be forgiven if you haven’t repaid your loan in full after 25 years. Income Sensitive Your monthly payment is based on annual income, but your loan will be paid in full within 15 years. Questions? Our Financial Aid Office is happy to assist you. Just send us an email for a quick reply — normally one business day — or see more about financial aid. International students, 2019-20 The tuition listed here is for one academic year (two semesters) online for the 2019-20 year only. Program duration is 3 years. Annual Cost of Attendance Tuition$6,600 This tuition rate is for 6-11 credits per semester for two semesters. Stand-alone individual courses are $500 per credit. For more information, please email firstname.lastname@example.org or call Admissions at (641) 472 1110.